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Employee benefits and retirement plan solutions Protect my employees Group insurance Paid family and medical leave & state disability insurance Minnesota paid family and medical leave

Minnesota paid family and medical leave

Minnesota paid family and medical leave

Beginning January 1, 2026, most Minnesota workers will be eligible for paid family and medical leave under Minnesota’s Paid Family and Medical Leave (PFML) law.

PFML is available to covered individuals who work in Minnesota. This includes individuals who have earned wage credits of at least 5.3% of the state’s average weekly wage (SAWW) rounded to the next lower $100.

An employer may opt out of the state program by having a state-approved voluntary plan.

Key features

Coverage options

State plan or state-approved voluntary private plan

Funding begins January 1, 2026

  • Premiums are .88% of wages to the Social Security wage cap.
  • Employee pays 50% of premium.

Waiting period

7 days  unless leave is taken for bonding

Benefit (begins January 1, 2026)

90% of employee’s wages— up to 50% of the state’s average weekly wage. Plus, 66% of employee wages that exceed 50% of the SAWW, and 55% of wages that exceed 100% of the SAWW.

Maximum benefit

Current state average weekly wage

Benefit duration (within a 52 consecutive week period)

  • 12 weeks for medical leave less the number of weeks taken for any other leave type in a benefit year; plus 8 weeks.
  • 12 weeks of family leave less the number of weeks taken for medical leave in a benefit year; plus 8 weeks.

 

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Principal® will offer a solution

 

º£½ÇÉçÇøwill begin quoting Minnesota PFML plans sometime in 2024. Our voluntary private plan will be available when you have other group insurance products with us.

You can be assured º£½ÇÉçÇøis committed to offering a private plan that meets your obligation under the paid family and medical leave law as a Minnesota employer. Our fully insured product is available to employers who offer at least one other qualifying, insured º£½ÇÉçÇøproduct (group term life*, dental, vision, or long-term disability) and have 10 or more employees working in Minnesota.

Get more information about the private plan solution from Principal.

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